We build payment flows that collect reliably, confirm instantly, and reconcile automatically. From DebiCheck debit orders and Netcash mandates to Stripe, PayFast, Ozow, Stitch, and Yoco integrations, plus AVS bank-account ownership checks before first collection or payout, recurring billing, instalment plans, smart dunning, Pay Now invoice links, WhatsApp payment reminder sequences with PayFast, Peach, Yoco, and Ozow links, marketplace payouts, EFT batch files, pre-settlement sanctions screening with automatic holds and compliance release queues, and fraud prevention for South African and global businesses.
DebiCheck mandates with TT1/TT2/TT3 auth, NAEDO migration, AVS pre-validation of account ownership before first collection, and ongoing lifecycle management through Netcash, Stitch, or GoCardless.
Accept card, Instant EFT, and account-to-account payments through Stripe, PayFast, Yoco, Ozow, Peach, and Stitch with normalised webhooks and multi-provider failover.
Embed Pay Now buttons on Xero, Sage, and QuickBooks invoices, plus WhatsApp payment reminder sequences with PayFast, Peach, Yoco, and Ozow links so clients pay without digging through email.
Plan catalogues, trials, proration, smart retries, dunning programmes, and self-service card updates through Stripe Billing, Chargebee, PayFast, or Paddle.
Structured instalment schedules with due-date reminders, balance tracking, and CRM status sync.
Generate bank-ready EFT batch files from accounting payables for ABSA, FNB, Standard Bank, and Nedbank, with AVS ownership checks before supplier or beneficiary payouts, and optional pre-settlement sanctions screening gates before money moves.
Split buyer payments into platform fees and seller remittances with escrow, ledger sync, and fast payout cycles.
Three-way matching of gateway settlements to CRM deals and accounting invoices, plus bank-feed import and auto-matching.
Automatically allocate lump-sum payments across multiple invoices, handling partials and overpayments.
Real-time scoring, velocity checks, BEC detection, and sanctions screening before settlement that stop fraudulent or prohibited payments before they clear, with automatic holds and release/reject review queues.
A managed services firm went from 78% on-time collections to 97%, eliminated 11.5 hours of monthly chasing, and recovered R186,000 in year one with DebiCheck-authenticated Netcash debit orders.
A 400-subscriber SaaS cut payment costs by 62% and failures from 7.8% to under 1% by moving recurring billing from cards to GoCardless direct debit. No monthly fees, £4 cap per payment.
A B2B SaaS platform cut payment failures from 7.8% to under 2%, recovered R3.1 million in year one, and lifted European conversions 22% by fixing webhooks, SCA exemptions, and retry logic.
A subscription box company went from 12% failed checkouts to under 1%, recovered R564,000 annually, and hit full ROI in six weeks. Cards, EFT, SnapScan, and recurring billing all handled.
A subscription e-commerce firm cut payment fees by 47%, eliminated 400 hours of proof-of-payment chasing annually, and started shipping same-day instead of waiting 2 to 3 days for EFT confirmation.
A wholesale distributor cut reconciliation from 48 hours a month to 11, closed six days faster, and recovered R900,000 in year one. Handles 85-95% of transactions without human matching.
A 30-person B2B firm eliminated 40+ weekly finance interruptions, cut bad debt from 2.8% to 0.9%, and lifted renewal rates from 76% to 89% by syncing payment status into the CRM.
A wholesale distributor cut allocation from 72 hours a month to 9, corrected a 12% overstatement on aged debtors, and recovered R680,000 in year one. Handles partial payments and rounding.
A multi-gateway SA firm cut three-way reconciliation from 22 hours a week to 2.5, closed eight days faster, and recovered R840,000 in year one from missing and double entries.
Your team is allocating PayFast settlements into Xero and HubSpot by hand. One client cut that from nine hours a week to one, closed three days faster, and recovered R142,000 in year one.
A Joburg wholesaler recovered 14 hours a week and closed a R5m POPIA exposure gap after we localised CRM for ZAR, Sage Pastel, PayFast ITN, and load-shedding sync queues.
A Cape Town Shopify store lifted abandoned cart recovery from R38,000 to R92,000 a month, cut follow-up from eight hours a week to one, and added R648,000 in year-one revenue.